Opt-Out/Waiver

If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

All waivers must be submitted by 11:59 PM on the published waiver deadline to be considered.

To qualify for a waiver, your health insurance plan must meet the requirements as listed below.

1. Be active by the first day of the term you are waiving.
2. Provide Primary and Emergency Care within 125 miles of the main UNR campus.
3. Pay 70% or greater for Inpatient Hospitalization.
4. Pay 70% or greater for Inpatient and Outpatient Mental Health benefits.
5. Provide Prescription Medication coverage.
6. Have a yearly, individual deductible of $4,000 or less.
7. Have Fluid Exposure coverage.
8. Have Needle Stick coverage.
9. Must be ACA compliant
10. Must have no annual benefit maximum

Please note: Pooled gifting plans are not accepted as comparable coverage because they are not guaranteed health insurance plans, examples are:

• Liberty Health Share
• Christian Healthcare Ministries
• Samaritan Ministries
• Medi-Share